Q) What is Jubilee General HomeCare Insurance?
A range of Home Insurance plans which you can select as per your needs.
Q) What does HomeCare covers?
HomeCare plans are exclusively designed Home insurance plans that provides extensive cover for Cash, Jewellery, Home contents as well as Home Structure. The plan coverage is also extended for Loss of Rent in Plan B & C only.
Q) How does HomeCare plan benefit me?
Jubilee General HomeCare plans covers my home against,
- Armed robbery, burglary, house breaking
- Earthquake
- Rain, Flood, Cyclone, Storms
- Riot & Strike Damage
- Malicious Act
- Fire & Lightening
- Explosion
- Water Damage
- Third Party Cover
- Accidental Glass Breakage
- Accidental Damage to Underground Tanks
Q) What are HomeCare Plan coverage limits and how much do I need to pay?
| Plan A | Plan B | Plan C | |
| Building Structure | - | 1,000,000 | 2,000,000 |
| Loss of Rent | - | 100,000 | 200,000 |
| Content | 500,000 | 1,000,000 | 2,000,000 |
| Jewelry | 150,000 | 300,000 | 600,000 |
| Total Sum Insured | 650,000 | 2,400,000 | 4,800,000 |
| Net Premium (PKR)* | 13,000 | 24,000 | 39,500 |
(*) Net Premium is inclusive of all Government taxes, levis, and Stamp Duty
Q) For how long am I covered?
This is an annual policy you will be covered for a year (365 days).
Q) What is meant by home structure?
Home structure means building of your home, built of bricks & stones.
Q) How can I enroll for Jubilee General HomeCare ?
You need to visit our Buy-Online section of HomeCare Insurance where you have the facility to purchase the plan instantly online through Credit Card or Cash On Delivery options. You can also call 0800-03786 for any assistance.
Q) What Information do I need to share with JGI to enrol?
You just need to visit our buyonline section of HomeCare and select
- HomeCare Plan
- Personal Information
- Property details
Q) Can I get HomeCare insurance if I am living in a rental property?
If you are living in a rental property only your home contents (owned by you) will be covered the building & structure will not be covered in your policy.
Q) What is meant by home contents?
Home Contents including household goods and personal belongings. Like
- Electronic appliances including Television/Plasma Screen DVD/home Theater/Audio System,
- Personal Computers, Cameras,
- Furniture & fixtures
- upholstery carpets,
- dinnerware & crockery,
- kitchen Appliances (refrigerator & deep freezer) Air conditioners,
- Phone sets,
- Apparel,
- Home fabrics,
- personal effects
Q) What does Cash & Jewelry Cover include?
Jewellery including (Gold Sets, Diamond Sets, Rings, Necklaces, Earrings, Bangles) & High value watches, designer accessories which exceeds amount of Rs. 50,000
Coverage of jewelry in following situations,
- At Home
- Specified Safe deposit Locker
- Transit between Home & Locker
- In transit up to 25% of the total limit
Cash includes (Currency & Prize bonds)